HMO

West Pacific Insurance also offers the type of health care program that can be useful for you when you are already in your twilight years.  It is a type of health care coverage that is fulfilled in US hospitals.

This type of health care coverage will usually require that a Primary Care Physician (PCP), selected by the member itself, that will act as an arbiter that will provide the direct access to the different medical services offered by hospitals.  If you need other specialists or general practitioners to look after you, you need the recommending approval of your PCP.

Moreover, HMO can also provide reviews in order to see if their doctors are performing the right kind of services that their members deserve.

HMO or Health Maintenance Organizations can be a good option for your senior years.  You can prepare for your future care needs by choosing a team of professionals to handle your health management when the time comes.  It also allows for lower out-of-pocket expenses and some plans even cover pre-existing conditions.

You can set an appointment with us in order to get your free quote.